Saving money in 2025 should be a goal for most Americans. According to Bankrate, the median savings account for Americans is $8,000. This amount is clearly not enough if one was to lose his/her job and be out of work for three months. Dave Ramsey … Read More
Housing Predictions for 2025
With the new year and soon-to-be inagurated president, predictions are flying for America in 2025. Today I want to focus on real estate. Will there be a crash? Is this a good time to buy or sell? What will interest rates do? These are questions … Read More
Budget Tips for the Holidays
As we enter the holiday season during this economically tough time, you might be wondering how you are going to afford food, parties, and gifts. You would not be the only one, but there are ways that you can cut costs. Today we are going … Read More
Are Condos a Great Investment?
The Lake Conroe area has many condominiums along its shore. Some people choose to live in them full-time. Some use them as their personal vacation home. Others invest in condos for rental income. Regardless of the way that you use them, are condos a great … Read More
Can You Afford to Be a Homeowner?
Can you afford to be a homeowner? Between increasing interest rates and inflation affecting home prices, it is economically a difficult time to buy a home. However, it is not impossible. Continue reading to find out if this is a great time for you to … Read More
Adjust Your Sails for the Current Real Estate Market
Many people feel that they are shut out of the current housing market between the high prices for homes and the high interest rates. Millennials especially have been affected adversely by inflation, interest rates, and debt. According to Newsweek, many millennials are also single, which … Read More
Tax Season 2024
Tax season is upon us. I am sure that you have been getting reminders since the end of January as W-2 forms and 1099’s have been arriving at your home. Each year there are changes to the tax code. Who has time to research and … Read More
Five Rules for Life According to Dave Ramsey
As we are weeks from the next year, I thought Dave Ramsey’s “Five Rules for Life” was an appropriate topic to explore. A well-known financial coach and guru, Dave Ramsey runs a highly successful company helping people get out of debt and invest wisely. If … Read More
Planning for Christmas
I personally hate to overlap Christmas and Thanksgiving, but already stores are running Black Friday Christmas sales. It is so easy to go over budget and spend more on Christmas than you can afford. So a week before Thanksgiving, I thought it would be wise … Read More
Perspective During World Turmoil
If you watch the news or are even briefly on social media, then you know about all the things going on in the world today. It is good to be aware of wars, conflicts, and even natural disasters, but it should not overwhelm your day-to-day … Read More